Love Your family?
If you are reading this entry, keep reading if you truly love and treasure your loves ones. I should congratulate you in advance if your are still reading. It shows that you are eager to be there for your family. It’s the first step to determine whether or not you really LOVE your Family. I’m sure you LOVE them. But how much?
Let’s answer the questions below one by one and see where it lead us.
1. Are you a newly wed? or Are you Married? Or Are you Planning to get married? (this can apply to singles too even if you don’t plan to get married just yet)
2. Do you love your family? i.e. your spouse/future spouse and (insya Allah) your future children.
3. Do you agree with me, if I say that Today is a PRESENT and Tomorrow is a MYSTERY? Are we ready to face the uncertainties on the next day and the following days ahead? You tell me.
4. Do you agree that everyday, we are exposed to RISK. E.g. Risk of driving a car, risk of crossing the road, risk of riding a bike, risk at work and etc.
5. So, do you still want them to be well-provided for despite whether or not you are capable to bring back rezeki back home? E.g. Buy food, Pay for the House, Children’s education, Car, bills and etc.
6. As a muslim, we are asked to ‘ikhtiar’ before we actually leave everything to Allah. Do you agree? Usaha, Doa dan berserah. Am I right?
7. So, do you want to be able to plan and be financially well equipped to face the uncertainties? (Jodoh, Pertemuan, AJAL MAUT ditangan Allah. Even if we don’t passed away during the accident, we could be disabled and not able to work = no incoming income (no rezeki/nafkah) can we sustain?)
8. Do we still need to eat? Do Your Children still need to go to School? Pay the bills? Settle the House Loan? Do you want to know how you can manage your risks?
9. Do you think you can set aside say for a start a minimum of $100 dollars from your monthly salary for your savings (for your children’s education, necessities and liabilities)?
If your answers is YES to ALL. That really shows that you love your family. You are not selfish and you want them to reach their dreams even if anything were to happened to you.
Do you know that a minimum of $100 can do wonders for your wife and children in a long run?
Do you want to do wonders? What is $100 to the assurance of of their dreams and it’s all for the ones you love?
Do you know that savings and takaful (insurance) are important?
In fact it is similar with the fact that.. when you are hungry.. what do you look for?
Shirt? Trousers? NO. You look for FOOD.
SAVINGS is equally important in a way, the only difference we cannot feel or see the needs until something happened and by then its too late.
and IF that happens (e.g. total permanent disability, death or critical illness) We NEED SAVINGS and TAKAFUL to sustain ourself in a long run (pay for medical bills, house, home bills, educations and more).
Think about it. Leave me a message if you want to know more on SAVINGS the Islamic way.
I’ll be more than glad to assist you. (:
P.S: the keyword is; start SMALL.
Remember, You are here because you LOVE your family. Show your love by commit to proper planning. Email me or contact me to get started today!